Employees Choice FCU | It's About You

Claim Your Member Reward for the Summer of ‘24.

Get a new loan or share certificate from June 1st through August 31st to qualify for your reward. Qualified applicants can choose from a .24% reduction of the approved rate on their new loan or an addition of .24% dividend rate on their new share certificate. Call 619.579.0941 for more details.

Summer Special Loans are Back!

What will you do with yours? Take a vacation. Landscape your yard. Pay down higher rate debts. The choice is yours! Loans up to $10,000, terms up to 60 months, and a special rate as low as 11%APR*.

APR=Annual Percentage Rate. On approved credit. Some restrictions apply. Not all applicants will qualify.

Apply today

Your New Car is Waiting for You. We Can Help!

Great loan rates for New and Used vehicles
Terms up to 84 months
Payment options to match your payroll
Loan enhancements available including: Life/Disability Insurance, Guaranteed Asset Protection (GAP), and Mechanical Breakdown Protection (MBP)

On approved credit. Some restrictions apply. Not all applicants will qualify.

Apply today

*APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Summer Fun Begins Now

Loans for boats, RVs, and personal watercraft available to you.

On approved credit . Some restrictions apply. Not all applicants will qualify.

Apply today

Ready to Get Away?

The ECFCU Platinum VISA Credit Card can help.

On approved credit . Some restrictions apply. Not all applicants will qualify.

Apply today

YOU Are Your Best Defense

The CardNav by Co-Op App lets you add security to your ECFCU Debit Card for free!

Click here for more info

Branch Locations
El Cajon Branch:
266 S. Magnolia Ave. Ste 101
La Mesa Branch:
7839 University Ave. Ste 101

Hours
Monday/Tuesday: 9:00AM - 4:30PM
Wednesday: 10:30AM - 4:30PM
Thursday/Friday: 9:00AM - 5:00PM

Employees Choice Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (619) 579-0941 for assistance. Products and services available on this website are available at either of our branch locations.

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Claim Your Member Reward for the Summer of ‘24.

Summer Special Loans are Back!

Your New Car is Waiting for You. We Can Help!